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Money Saved Is Happiness Gained

 “The quickest way to double your money is to fold it over and put it back in your pocket” – Will Rogers. 

Let’s understand the importance of starting saving early. 

It is exciting to gain your independence and start earning your very own income. Once we reach that stage, more often than not, we start spending quite heavily to accumulate nice things, live out our dreams, and upgrade our living conditions.

However, the importance of saving is non-debatable and rarely dissented. It is one of the most basic, repeated and crucial pieces of financial advice. The only real question you face is when to start saving? Shouldn’t you enjoy the fruits of your labor by indulging in wants rather than needs? The short and sweet answer is yes, absolutely! However, there are conditions, and one of them is that you shouldn’t neglect your savings.

Saving doesn’t mean that you kill your plans/dreams and save every penny you can. It only means to save, whether it is a little or a lot, and to do so regularly making it a smart, healthy habit. The very first step, of course, is to open a savings account that pays interest on what you deposit. After that, there are a number of tips to boost your savings efforts. We will discuss those below

More Saving = Less Unnecessary Spending

At the end of the year, how many gadgets you have purchased would not matter much, but the savings you have would. You know how recklessly you get into shopping as soon you get your paycheck and the joy you may get from purchasing. 

Does this joy last long? Also, half of the purchases aren’t either of the worth or the need, and hence they increase your spent. This unnecessary spending usually happens when you are young and have hardly any responsibilities or liabilities. 

Therefore, developing the habit of saving a bit from your income early in life will not only help you build a saving corpus but also will save the money which is otherwise being spent unnecessarily. 

Steps toward living your dreams

Since childhood, we have some dreams either of travelling around the globe or owning a car and house of our taste or own some other fancy things. 

Now is the time when you should start taking steps towards fulfilling your dreams. Most of the times, amidst busy schedules, these dream plans start to fade away. 

An early start to savings helps in building required fund for you to live your dreams in future to the full extent.  

Irregular or recurring purchases

Saving helps you keep aside funds to cover the significant (unplanned or irregular) expenses coming your way. These expenses are generally not known in terms of time, quantum and periodicity. Hence, it is imperative to be prepared for such events in life. 

The funds set aside for future, help in taxes, holiday gifts, house renovation, vehicle repairs, and other unsteady costs.

An early start allows you to prepare these funds aside your emergency or other planned funds so that they remain untouched. 

Difficult times come without a warning

Losing a job, falling sick, losing in business or any other kind of family crisis when thrown at you by life, a comes in handy and supports you. The lows of life or challenges are somewhat uncertain to appear. But they do appear. And one must be prepared for such situations. 

The earlier we start, the better we stand. Having a strong financial strength provides some motivation to face and sail through such phases of life. They support you, allow to your stand and face the turbulence and eventually come out of it. Fixed deposits and saving accounts come in handy for such occasions. 


Emergencies are an unavoidable part of life. It could be a family emergency that needs you to travel to another country, to a medical emergency of either of the parents being hospitalized or an unexpected vehicle repair. In those difficult times, a decent amount of money saved can ease out the situation and can avoid adding any further stress.

In times of emergencies, money is the last thing that one thinks of unless it is a direct financial emergency. Emergencies are always disturbing. 

Therefore, when they happen, the funds required usually are not part of the regular monthly budget. These emergencies will add up stress to look for an alternative for arranging extra funds in short notice.

Facilitates strong credit history

Saving helps us to maintain a pool of funds which allows us to deal with any contingency at any given point of time.

When we fall short of funds, credit option is a good way to cater to the financial needs. But loan facility is based on certain conditions like the payback capacity of the individual, a good credit history and many more factors. 

There are some private lenders in the UK that do provide loans for the bad credit people on benefits. The benefits of such loans include no guarantor and same day sanction of the loan at lower interest rates. These relaxations are followed by few terms and conditions to be fulfilled. Saving plays a crucial role in getting loans at the time of emergency.

The earlier, the better

By saving money, you save yourself from the uncertain financial crisis and save yourself from unwanted stress. Securing your financial requirement helps you to fulfil your responsibilities timely and gracefully whether it’s leading managing marital finances, leaving a substantial financial legacy, or just having a good time with your loved ones.

Conclusively we can say that saving is an integral tool for a happy and stable life. Hence, it is better to start saving as early as possible. 

Basant Kumar
Basant Kumar, I am an Indian blogger. I specialize in all types of posts and I have been supporting on social media ever since days. If we want to make you successful and successful then social media is a very good and easy way whether you are in studies or business etc. Chat Conversation End Type a message...

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